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Accounts
Account Types
We have an interesting array of savings accounts.
Toto/Children Account
This savings account is meant for children under the age of 18 years.
Account Features
- Minimum monthly contribution per month is Ksh. 200
- Minimum Interest earning balance is Ksh. 3,000
- Interest rate 5% per annum
Account Application
You can open this account by filling and submitting the account application form.
Bima Account
This a saving account for insurance
Account Requirements
- Minimum contribution of Ksh 500/=
- Minimum interest earning balance is Ksh 3,000
- Interest rate 5% per annum
Account Application
You can open this account by filling and submitting the account application form.
Fixed Deposit Account
This account which provides investors a higher rate of interest than a regular savings account, until the given maturity date.
Account Features
- Minimum amount of Kshs. 50,000
- Interest rates varying from 8% p.a to 13% p.a
- Minimum period to earn interest is 3 months, 6 months, 9 months and 12 months
- Withholding tax of 15% statutory requirement
Account Application
You can open this account by filling and submitting the account application form.
Smart Fix Account
This a Smart Fix savings account.
Account Requirements
- Minimum deposit is Ksh. 5,000/=
- Top-up is allowed
- Interest rate of 12% pro rata basis
- Minimum period to earn interest is 3 months, 6 months, 9 months and 12 months.
Account Application
You can open this account by filling and submitting the account application form.
Jiinue Account
This account if for those saving money for investment in their projects or businesses.
Account Features
- Minimum monthly contribution per month is Ksh. 200
- Minimum Interest earning balance is Ksh. 3,000
- Interest rate 5% per annum
Account Application
You can open this account by filling and submitting the account application form.
Holiday Account
This account is for those saving for a holiday/vacation.
Account Features
- Minimum monthly contribution per month is Ksh. 200
- Minimum Interest earning balance is Ksh. 3,000
- Interest rate 5% per annum
Account Application
You can open this account by filling and submitting the account application form.
Jipange Retirement Scheme
This a retirement savings account.
Account Requirements
- Minimum monthly contribution is Ksh. 200/=
- Savings can be done through a standing order, direct deposit or paybill number
- Withdrawal is only allowed upon retirement or demise of the member
- Annual interest rate of 10%. The interest will be ploughed back to the Jipange Account
Account Application
You can open this account by filling and submitting the account application form.
Member Welfare Account
This an account for member welfare.
Compensation will be as follows
- Principal member = Ksh. 100,000/=
- Spouse = Ksh. 100,000/=
- Children up to 6 in number and up to 25yrs of age = Ksh. 50,000/= with a proof that he/she is in college or university
Account Requirements
- Monthly contribution is Ksh. 200/=
- Members are required to fill the benevolent fund nominee form and attach supporting documents of the beneficiaries (birth certificate for children and marriage certificate for spouses)
- A member becomes eligible to this benefit after 6 months of frequent contributions
- Each member to be considered independently in cases where a member and spouse are members
- Children are considered from the date of notification of birth to 25yrs of age as long as they are schooling. Death certificates should follow within one month after notification
Account Application
You can open this account by filling and submitting the account application form.
