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Micro Credit / Groups
Loan Products
We have an interesting array of competitive loan products. Our Loan Products are among the most competitively priced loans in the market. The majority of our loans are secured using members’ shares. However we are flexible enough to consider alternative forms of loan security including collateral and salary guarantees.
Micro Wezesha loan
This loan is given to any Groups of the Univision Sacco who meets the requirements.
Loan Requirements
- Loan multiplier savings 3 times
- Competitive interest rate at a reducing balance
- Repayment period up-to 36 months
- Monthly shares of Ksh. 500 per individual within groups
- The group must show its capability through consistent share contribution
Loan Application
You can apply for this loan by filling and submitting the loan application form.
Micro Inuka Loan
This loan is given to any Groups of the Univision Sacco who meets the requirements.
Loan Requirements
- Loan multiplier savings 3 times
- Repayment period up-to 12 months
- Monthly shares of Ksh. 500 per individual within groups
- The group must show its capability through consistent share contribution
Loan Application
You can apply for this loan by filling and submitting the loan application form.
Jiboreshe-Asset Loan
This loan is given to any Groups of the Univision Sacco who meets the requirements.
Asset Products include:-
- Farm inputs, plough, gas cooker, plastic chairs, mobile phones and kitchen utensils. Maximum repayment period from 3-6 months
- Solar, water tanks, posho mills, motor vehicles. Repayment period of 6-48 months
Features
- Loan multiplier savings 4 times of bosa deposit
- Maximum repayment period of 48 months
- Movable assets like motorbikes and vehicles to have car tracks and comprehensive insurance from Univision Sacco Assurance Agency
- Security ; Title deeds and log books charged and perfected Co guarantorship within the group, own deposit of fixed deposit
Securities
Member deposits, guarantors, title deeds, log books,
chattel-assets owned by the applicant.
