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BOSA
Loan Products
We have an interesting array of competitive loan products. Our Loan Products are among the most competitively priced loans in the market. The majority of our loans are secured using members’ shares. However we are flexible enough to consider alternative forms of loan security including collateral and salary guarantees.
Normal Loan
This loan is given to any member of the Univision Sacco who meets the requirements.
Loan Requirements
- Maximum deposit holding times 4 subject to 2/3 rule
- Maximum repayment period within 48 months
- Security options: Guarantors, Applicant deposits
Loan Application
You can apply for this loan by filling and submitting the loan application form.
Investment Loan
This loan is given to any member of the Univision Sacco who meets the requirements.
Loan Requirements
- Maximum deposit holding times 5 subject to 2/3 rule
- Maximum repayment period within 96 months
- Security options: Guarantors, Applicant deposits
Loan Application
You can apply for this loan by filling and submitting the loan application form.
Capital Loan
This loan is given to any member of the Univision Sacco who meets the requirements.
Loan Requirements
- Maximum deposit holding times 6 subject to 2/3 rule
- Maximum repayment period within 120 months
- Security options: Guarantors, Applicant deposits
- Member must capitalize 75% dividends and interest on deposits for the entire period of the loan
Loan Application
You can apply for this loan by filling and submitting the loan application form.
Premier Loan
This loan is given to any member of the Univision Sacco who meets the requirements.
Loan Requirements
- Loan repayment period maximum of 144 months
- Bosa deposits multiplier Six Times
- Pay point must pass through Sacco
- Free bosa deposits top up
- Buy off loan from other financial institutions
- Capitalization of dividends 50% to bosa deposits and 50% to share capital
- Security options: Guarantors, Applicant deposits
Loan Application
You can apply for this loan by filling and submitting the loan application form.
Emergency
This loan is given to any member of the Univision Sacco who meets the requirements.
Loan Requirements
- Maximum deposit holding times 2 subject to 2/3 rule
- Maximum repayment period of 24 months
Loan Application
You can apply for this loan by filling and submitting the loan application form.
School Fees Loan
This loan is given to any member of the Univision Sacco who meets the requirements.
Loan Requirements
- Maximum deposit holding times 3 subject to 2/3 rule
- Maximum repayment period of 12 months
Loan Application
You can apply for this loan by filling and submitting the loan application form.
Karibu Loan
This loan is given to any member of the Univision Sacco who meets the requirements.
Loan Requirements
- It’s for newly employed members
- Minimum qualifying is Ksh. 100,000
- Attach ID copy and employment particulars i.e employment letter, posting letter, e.t.c
- Commitment to channel salary through FOSA
- Repayable within 12 months
Loan Application
You can apply for this loan by filling and submitting the loan application form.
Premier Loan 2
This loan is given to any member of the Univision Sacco who meets the requirements.
Loan Requirements
- Loan repayment period maximum of 144 months
- No guarantors
- Bosa deposits multiplier Six Times
- Pay point must pass through Sacco
- Free bosa deposits top up
- Buy off loan from other financial institutions
- Capitalization of dividends 50% to bosa deposits and 50% to share capital
- Security options: Applicant deposits
Loan Application
You can apply for this loan by filling and submitting the loan application form.
